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Many people will need long-term care as they age. Around 70% of individuals who are 65 years old will need to use some form of it at some point. But, long-term care needs aren’t limited only to those who are within that age group. Around 41% of people who need...

A special needs plan is one that sets your dependent up for success in the future, even if you cannot be there. It isn’t just about setting up a trust to protect their assets or the assets you’d like to pass on to them. It’s also about making sure they have the right...

When you’re looking into long-term care planning, something you want to know is the kinds of options that are open for you. There are multiple kinds of long-term care. Some of the most common include: Comprehensive at-home care programs Day programs Home care Senior...

Doing estate planning with a life insurance policy typically just means naming the proper beneficiary. You can pick one person or multiple people. If you choose more than just one person, you can divide the policy up as you see fit. For instance, you could do a 50/50...

As you age, you may have concerns about your ability to remain in your home. However, even if you’re unable to do everything yourself, it doesn’t necessarily mean you have to move into a nursing facility. Home care is another option to consider, as this brings all the...

As the executor of an estate, you have an obligation to follow the instructions and wishes of the deceased. Most executors recognize that they need to protect assets from creditor claims and do their best to make sure that they distribute items as requested by the...

If you already have an estate plan, that’s excellent. Most people do not, so you’re ahead of the game. You’re prepared for the unexpected, and you know your family will be taken care of. However, don’t make the mistake of assuming that your estate plan is now set for...

Generally speaking, no one can make medical decisions for someone other than the person themself. There is the obvious exception of children, as parents are allowed to make choices for them when they are minors. Adults, however, hold the key to their own medical...

Most wills go through probate without any major hitches -- and challenging a will isn’t exactly easy. So why does a will ever get challenged? Usually, there’s far more to the situation than an unhappy heir or two. One of the most common reasons for challenging a will...

It doesn’t matter if you’re young, middle-aged or well past retirement, it’s critical that you turn your attention to the future. And when it comes to estate planning, that means focusing on long-term care. It’s your hope that you never require long-term care in a...